Accounting and invoicing for bloggers
Sponsored posts, affiliate links, ads and collaborations: a blog earns from reach but also from jobs. Saldiqo writes the invoices for posts and collaborations, matches payments and collects hosting, themes and tools as expenses.
What comes up for bloggers
Posts with a brief
A sponsored post has word count, links, term and approval. The invoice states what was delivered.
Affiliate and ads
Payouts from networks arrive irregularly and with deductions. They have to be assigned to the months in which they were earned.
Running costs
Domain, hosting, themes, plugins, newsletter tool and photos: many small subscriptions that add up.
How Saldiqo helps
- Post as an invoicePost, links, term and social media distribution as lines.
- Match paymentsUpload the bank statement. You separate receipts from networks and clients by source.
- Collaborations with a depositFor larger campaigns you issue a deposit and a final invoice.
- Capture receipts and subscriptionsYou record invoices for hosting and tools with their due date.
Typical invoice lines
Examples that often appear on invoices in this industry. You set the prices yourself.
- Sponsored post, 1,200 words, one backlink
- Post with social media distribution, three channels
- Product test with photos and conclusion
- Link placement in an existing post, 12 months
- Guest post on the client’s site
- Collaboration package, November
Tax and invoicing in Malta
What applies to invoices in Malta, in short. As of October 2026.
- VAT
- Rates 18 %, 12 %, 7 % and 5 %. Malta has no zero rate in law. Exports, EU supplies, food and medicines are exempt with credit, which lets you reclaim input VAT. Exempt without credit does not.
- Article 11 small undertakings
- With up to €35,000 of domestic turnover a year you can be exempt under Article 11. The status ends on the day the limit is passed, and you still register with the VAT department. Saldiqo adds the exemption note and leaves VAT off.
- Tax invoice or fiscal receipt
- A tax invoice is issued only when the customer gives you a VAT number. Otherwise a fiscal receipt from an approved system is required. Saldiqo writes invoices. It is not a fiscal receipt system, and a Saldiqo PDF does not replace a fiscal receipt.
- Invoice timing
- Issue the invoice by the 15th of the following month, or when payment arrives if that comes first. Simplified invoices are allowed up to €100.
- E-invoicing
- There is no mandate. Public bodies accept e-invoices through Peppol (EN 16931). The tax authority plans e-invoicing and real-time reporting but has set no dates, and EU rules apply from 1 July 2030.
- VAT returns
- Returns are due by the 15th day of the second month after the period, with 7 extra days when you file and pay electronically. Article 11 businesses file a yearly declaration by 15 February. Saldiqo does not file returns.
- Record keeping
- VAT records for 6 years, income tax records for 9 years and company records for 10 years. Plan for 10 years.
- Late payment
- Interest on late business payments is 10.40 %, plus €40 compensation between businesses.
- Languages
- Use Saldiqo in English or Maltese and send invoices in either language.
Frequently asked questions
How do I bill sponsored posts?
As an invoice with post, term and distribution as lines. The advertising label belongs in the post, not in the invoice.
How do I treat affiliate payouts?
You record them as income and assign them to the period they were paid for. You clear the tax treatment with your tax adviser.
Do bloggers in Malta have to charge VAT?
If you are registered under Article 10, yes. Small undertakings under Article 11 with domestic turnover of up to €35,000 a year are exempt from charging VAT, but the status ends on the day the limit is passed.
Do bloggers in Malta need a fiscal receipt?
Sales to consumers need a fiscal receipt from an approved fiscal receipt system, and Article 11 businesses use one for all sales. Saldiqo is not such a system. It covers tax invoices to customers who give you their VAT number.
How long should bloggers keep invoices?
VAT records for 6 years, income tax records for 9 years and company records for 10 years, so plan for 10 years. You can store receipts digitally in Saldiqo. The legal duty to keep records stays with you.
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As of October 2026. General information, not legal or tax advice, without guarantee. For your case ask your tax adviser.